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What is HYIP?

Rules and Agreements


Please read the following rules carefully before signing in to your account.

You agree that you are of legal age in your country to participate in this program and that our program is legal in your country for your participation. In all cases your minimum age is 18 years.

HYIP GOLD is not available to the general public and is open only to qualified members of HYIP GOLD. The use of this site is restricted to our members and to individuals personally invited by them. Every deposit is considered to be a private transaction between HYIP GOLD and the Member.

As a private transaction, this program is exempt from the U.S. Securities Act of 1933, the U.S. Securities Exchange Act of 1934 and the U.S. Investment Company Act of 1940 and all other rules, regulations and amendments thereof. We are not FDIC insured. We are not a licensed bank or a security firm.

You agree that all information, communications, materials coming from HYIP GOLD are unsolicited and must be kept private, confidential and protected from any disclosure. Moreover, the information, communications and materials contained herein are not to be regarded as an offer, nor a solicitation for investments in any jurisdiction which deems non-public offers or solicitations unlawful, nor to any person to whom it will be unlawful to make such an offer or solicitation.

All the data given by a member to HYIP GOLD will only be privately used and not disclosed to any third party. HYIP GOLD is not responsible or liable for any loss of data.

You agree to hold all principals and members harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you will find on this site are intended to be regarded as an informational and educational material and not investment advice.

We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members interests. You agree that it is your sole responsibility to review the current terms.

HYIP GOLD is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our website by any member. You guarantee to HYIP GOLD that you will not use this site in any illegal way and you agree to respect your local, national and international laws.

If you have any problem with this website, contact the administrator of our program immediately. For example, if there was a technical problem with your transaction, please always clear this with the administrator as soon as possible.

We will not tolerate SPAM of any type in this program. SPAM violators will be immediately and permanently removed from the program.

HYIP GOLD reserves the right to accept or decline any member for membership without explanation.

If you do not agree with the above disclaimer, do not go any further.

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High Yield Investment programs usually involve a variety of high risk and volatile investments such as Forex trading, Stock exchange, Sports betting, metal trading, etc. You can easily realize that there is always a risk associated with investment in HYIPs.

If you are not able to control these risks, you will lose your money. For that reason, you should be able to implement a mechanism to manage and minimize these risks to the smallest possible. The most effective way of minimizing these risks is Diversification.

What is Diversification as applied to HYIPs?

Diversification is a technique that reduces the risk by spreading your portfolio over many programs to avoid excessive risk imposed by HYIPs. In simple English this means “do not put all your eggs in one basket”.

There are certain issues you should consider on how to diversify you portofolio over different programs. Let’s see these issues one by one:

Determining how many Programs You should have

Obviously diversifying over 10 programs is better than investing into 2 programs. It is even better to have 20 programs instead of 10. But, it is hard to find 20 solid programs. There fore , The bottom line for diversification , as far as HYIPs is concerned is that , you have to diversify you portfolio over researched programs as maximum as possible. But, I want to clarify one thing; Diversification does not mean spreading your portfolio over scam programs. Always make a diligent research before you diversify you portfolio.

To put it briefly, diversify your portfolio to at least 5 to 10 well researched programs.

Mixing between Old and New Programs

You may have favorite programs performing well for long time, programs which you have more confidence, well researched and what you think are reliable. But there is a concern in HYIPs arena; there is always a calculated risk even with the most solid program. It is hard or impossible to exactly determine the age of a particular HYIP. For this reason, it is always recommended to mix your favorite HYIPs with new programs.

How much to Invest between each programs

It is obvious that you should spread your portfolio over different programs proportional to the programs credibility. But, you should be careful not to over invest in a particular program.

Let’s see what does this mean, say you have 8 programs and your portofolio is $1,000. It is not advisable to put $450 in a single program while investing $50 each between the rest 7 programs. You should make a balanced investment. Balanced in a sense, spread your portfolio proportional to the credibility of the programs.

Let’s how you can do this with your favorite 8 programs and $1,000.

To begin, First group and grade your favorite programs based on their performance and credibility.

Say you have grouped your programs as follows:

• Class “A” (Top performers) programs – 3 Programs
• Class “B” (Good Choice) programs – 2 Programs
• Class “C” programs (Programs with less credibility than class “B”) – 3 Programs

And your grading for each class is:

• Class “A” is 1.5
• Class “B” is 1.25
• Class “C” is 1

(3 x 1.5) + (2 x 1.25) + (3 x 1) = 10

Now, let’s see how to distribute your portofolio over each class;

> For Class “A” programs: (1.5/10) x $1,000 = $150
> For Class “B” programs: (1.25/10) x $1,000 = $ 125
> For Class “C” Programs: (1/10) x $ 1,000= $ 100

Which means, invest $ 150 for each class “A” programs, $125 for Class “B” and $100 for Class “C” Programs.

Note that each number given is only for demonstration purposes; actual numbers are determined based on the number of your favorite programs and you grading.

You should also understand that the amount of investment for each program depends on other issues, such as the minimum investment of each program. Some programs have minimum investment of $10, $50, $100, $200; even there are programs with minimum investment of $1,000.

I would like to point out that you should always follow-up each of your favorite programs, make evaluations and adjust them accordingly

In conclusion, there is no ideal diversification formula that is right for every investor- it depends on each program, your financial situation and tolerance of risk. But, if you diversify your portofolio over different programs, your money will always be safe.

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